He then joined American Business Corporations by protecting assets through the employment of information systems security and business resumption planning, again protecting shareholders from needless catastrophes by limiting RISK! His career then went into independent consulting in the same services helping various organizations benefit from better information security and then winding down his consulting career in marketing to the chief information officers of the world's largest corporations requiring information of warehousing techniques completing that work in 1997. Now he is rounding out his career as an investor trading his own money.

From 2000 to 2018 Richard presided over WorldWideTraders Member Association (formerly DayTradersUSA) where 2-hour Saturday morning by-weekly meetings were held (2000 – 2007) attracting enthusiasts wanting to learn more about active trading.  Richard delivered the best available experienced traders to present education for the training segments.  Traders learned everything they needed to get started investing / trading / indicators / charting / high probability setups / entry/exit / execution techniques / Fibonacci ratios...  Just to name a few.

Richard brought to the meetings traders experienced in Commodities, Options, Stock Indexes, Metals, Interest Rate Derivatives and Currency Futures, as well as foreign exchange [ForeX]. 

Because of myriad trading venues available to traders, there is a prominent condition in the financial markets known as information overload, misdirection and delusion.  We attempt to minimize negative effects of too much information by converting available information to knowledge and thus into wisdom.

Then, to pull all these discrete investment instruments into a meaningful catch phrase, an acronym was created to capture the essence.  The gist of the entire spectrum became COSMIC. He also helped all who listen grasp the significant distinction amongst the myriad confusion of the bunch!

Three years immediately preceding Richard’s migration into trading, he served as Consulting Director of an organization by arranging seminars to teach chief information officers’ concepts of data mining and information warehousing.  His team helped identify and point sales forces toward tremendous results.

Between ‘93–’96 Richard operated a mortgage company subsequently migrating into real estate… during the worst period in real estate history up to that time.  His migration path into real estate from lending was precipitated by Alan Greenspan’s impromptu decision to increase interest rates by 1.5% over a six-week period during Mar-Apr 1994.   Mr. Greenspan put the mortgage industry out of business that year. 

During the ten years between 1981 and 1992, Richard specialized in information security and business resumption planning.  As a pioneer in that specialty he helped organize and grew the Information Systems Security Association [ISSA] starting in 1982.  In 1984, when Richard temporarily relocated from California to Houston, TX to accept a consulting position at Standard Oil to direct their information security and disaster recovery programs, he took on the dual role as volunteer to create the Houston Chapter of the ISSA while simultaneously consulting for the oil company. In between his work for the information systems department at Standard Oil, he recruited South Texas information security managers to launch the 1^st Texas chapter of the association.

As a result of organizing the ISSA South Texas Chapter, he was later asked in 1987 to accept the role of Executive Director, which had grown to a level no longer possible to administer from by volunteers.  He took on the role to later build the association from 6 chapters to 22 and to take the membership from 300 to 2,000 by 1992 when he stepped down to take on other interests. The ISSA went on to lead the establishment of today’s cyber security industry.

Richard’s young adulthood was devoted entirely to the United States Air Force during the period 1956 – 1981.  Over his 24-year career ending in retirement as a Captain, he spent 14 years enlisted and 10 years commissioned. As an officer, he served as consultant, auditor and inspector… locating areas of Air Force management requiring attention to improve procedures and reduced cost.  Prior to his professional work for Air Force executive management, he worked in administration, human resources, aerospace maintenance and communications. Also, he completed a thousand income tax returns (1973 – 19780).

BSBA, Accounting, University of Denver, 1970

November 17, 2018:  During the 12 years Richard V Rueb, Sr. has been at the helm of DayTradersUSA, now WorldWideTraders, the Southern California Membership Association held by-weekly meetings every other Saturday morning attracting 50 to 150 traders wanting to learn more about active trading.  Richard delivered the best available candidates to present trader education for the 2-hour segments.  Traders learned everything they needed to know from basic charting, trading indicators, trade execution, Fibonacci ratios, just to name a few.  [DayTradersUSA was officially merged into WorldWideTraders during October 2008].

In addition, he brought to the meetings traders experienced in commodities trading, options, stocks, metals, interest rate treasuries, and currencies trading, as well as the most popular: stock index futures and ForeX.  Because of all these trading venues available to traders, there is a prominent condition in the financial markets known as information overload.  He attempted to minimize the negative effects of information overload by creating the COSMIC to capture the essence of overall trading.  COSMIC = Commodities, Options, Stocks and Stock Index Futures, Metals, Interest Rate Derivatives [Treasury Bonds] and Currencies.  He also made certain all who listened grasped the significant distinction between trading currency futures and ForeX.

During the past twelve years, Richard actively traded his own account.  The early years, while he was still learning frustrated him and his wife because he lost money some years while in other years he made money. Richard’s overall gains generally exceed loses.

Richard prides himself as an educator and when asked his profession, usually answers: Trader Educator.  On average between all the accounts traded by him or for him, he racks up 15-25 trades a month.

Three years immediately preceding [1995 – 1998] Richard’s migration into trading, he operated an information systems marketing company arranging seminars to teach chief information officers of the S&P 500 companies data mining and warehousing concept.  His team helped generate and point sales forces toward million is sales for his clients.

During 1993 – 1996 Richard operated a mortgage company and subsequently migrated into residential real estate… during the worst period in real estate history prior to 2006.  His migration path into real estate from lending was precipitated by Alan Greenspan’s impromptu decision to increase interest rates by 1.5% over a 6-week period during Mar-Apr 1994.   Mr. Greenspan put the mortgage industry out of business that year.  Richard grew weary with no mortgage business and poor real estate sales, so when the opportunity to organize the marketing company came, he grabbed it leaving real estate behind for others to profit from over the hey day years 2000-2005, when he was getting educated in the financial capital industry and world economics which is much broader than real estate.

During the ten years between 1981 and 1992, Mr. Rueb specialized in the information systems security business… a pioneer in that specialty helping organize and grow the Information Systems Security Association [ISSA] starting in 1982.  In 1984, when Richard temporarily relocated from Irvine, CA to Houston TX to accept to help Standard Oil develop their information security and disaster recovery programs, he took on the dual role as volunteer to create the Houston Chapter of the ISSA and simultaneously consulting for the oil company. In between his work at the information systems department at Standard Oil, he recruited the South Texas information security managers and launched the first Texas chapter at an October 1984 luncheon.

Because of successfully organizing the South Texas Chapter of ISSA in 1984, he was later asked to initiate the role of ISSA Executive Director, which lead to major growth of the association.  He accepted the role at a meager pay to later build the association from 6 to 22 chapters over the world and to grow membership from 300 to 2,000 by 1992 when he stepped down.  Now, this association is the premier collection of information security professionals the world over.

Richard’s youth was devoted entirely to United States Air Force from age 17 to 41 during the period 1956 – 1981.  Over his 24-year career ending in retirement as Captain, he devoted 13 years enlisted and 10 years commissioned. As a commissioned officer, he was a management consultant, auditor and inspector… locating areas of Air Force management requiring attention to improve procedures at reduced cost.  Prior to his professional work for Air Force executive management, he served in administration, human resources, aerospace maintenance and communications.

Bottom line… Richard believes in EDUCATION to help people grow. He’s made the mistakes all new traders make and is a profitable surviving leader who presses an eye on the market most every trading day…. believing that preserving Capital is the paramount element to be a ‘Trader.’

Richard is member orientated and helps when you need it. His interest is providing guidance during learning – the main reason he’s always willing to help juniors strive for greatness.

When your friend asks more questions than you have answers, he may be of help.

Years ago I worked my 8th grade summer on my uncle’s grain & stock farm in Blaine County, Oklahoma. He and his brother farmed a square mile of rich Oklahoma soil. I performed the various farm jobs that summer and, still today, remember it as the best summer of my youth! At a much earlier time, on my mother’s side, my grandfather migrated to Broken Arrow, Oklahoma on the train in 1903 with $3,000 in his pocket. He had already succeeded in two very intense careers: Tombigbee River Logging in Alabama and then on to Jonesboro; Tennessee where he owned and operated what they called in the late 1800’s, a commissary but was a general store grocery.

Suffice it to say, Oklahoma has changed dramatically since I was a boy, and I'm grateful for my training as a make-believe farmer because it pointed me toward my lifelong interest in commodities and, eventually, catapulted me into world-wide finance as an educator. My passion is helping folks grip an improved understanding of financial markets.

Used to be, brokers charged horrendous fees for managing futures accounts, because viewed from today’s perspective, fees were very high. Some funds charged an additional 5% management fee. That hardly sounds low! But at that point in time, some funds charged as much as 17% in management fees, in addition to incentive fees on gains the fund’s managers charged. How could they do that and get clients, let alone keep them? How could they hope to generate profits? If memory serves, most didn’t.

For years, after embracing the financial markets, I tirelessly searched for a model which would enable my friends and myself to rely upon to grow a small portion of financial assets into wealth. At first, all we traded were stocks because that seems to be where most folks migrate toward when considering financial markets. Then, finally, I embraced derivatives via the futures market... just a few years after the treasurer of the great County of Orange, was accused of bankrupting the Government by derivative trading (futures). He put a damper on futures trading!

Managed futures have an unusual feature:

You only need a small portion (say 10%-15%) of your capital directly invested in commodity futures contracts. The rest is held in cash. Back then, interest rates were much higher than today. When the first futures funds were launched, interest rates were 10%, and until the early 1990s were often above 7%. Investors in those days started out with an advantage as a large part of their portfolio (the cash) was already earning positive returns from high interest rates before the futures investing begun.

Plus, in the early days of futures trading, there were just not that many commodity trading advisors [managed futures investment managers]. The better ones developed some very nice return streams as computers were just being used to offer analysis of trends and those on the "cutting edge" had an advantage. In addition, the costs for developing a public managed futures fund were simply horrendous as compared to today, and of course those costs got passed on to investors in the form of higher fees.

That world has disappeared. Today, there are thousands of traders worldwide competing with each other, many armed with very sophisticated models, specialized trading strategies, high-powered computers and large “brainy” staffs. And Treasury rates, as we all know, were about as low as they can get. Low interest rates, of course, mean very little return on the cash component of portfolios.

About 2002 I began reading John Mauldin, who with has argued "with the big boys" for years that the cash portion of a managed futures fund should be more actively managed. It just seemed so obvious to me. That is why we want to introduce readers to colleagues, These colleagues have figured out how to put the cash portion of a managed futures fund into the hands of a sophisticated fixed income managers just as John always thought should be done.

Our antenna goes up whenever we hear a money manager boast that he/she outperformed the S&P 500 Index. While it is impressive to beat the S&P 500 when the stock market is up, it is scant consolation to only lose 20% of your money if the S&P 500 is down by 25%. Not losing as much won’t help you buy groceries or pay a mortgage.

One of the potential paths to put absolute returns in your portfolio, in our opinion, is to add a managed futures component. Many academic studies show that managed futures may help increase investor returns because they offer diversification into assets that have a low historical correlation to traditional investments, (stocks and bonds). Of course, there is no guarantee that any invest­ment will generate profits or avoid loss.

In fact, managed futures funds have historically exhibited negative correlation when equity markets trend lower, so an allocation to managed futures can counter, instead of just cushion, the impact of an extended bear market.
Managed futures managers seek to take advantage of price trends. Using sophisticated trading models, they can buy futures positions to catch the trends of a rising market or sell futures positions if markets fall. For example, the 1^st week of February 2018 saw the 1^st drop in stock that was quickly made back by futures selling.

For example, during periods of hyperinflation, hard commodities such as gold, silver, oil, grains and livestock tend to do well, as do the major world currencies. During deflationary times, futures provide an opportunity to profit by selling into a declining market with the expectation of buying or closing out a position at a lower price. That is because you get broad diversification and flexibility from the asset classes available in managed futures (Commodities, Options on futures, Stock index futures, Interest rates, and Currencies -- COSMIC) as well as the ability to profit from upside or downside trends.

Keep in mind, past performance is no guarantee of future results and that an allocation to managed futures does not guarantee profits or to protect against losses in a rising or declining markets. According to reliable sources managed futures as an asset class have outperformed the S&P 500 TR Index quite handily since July 2000.

www.JohnMauldin.com, which I read regularly, illustrated this in a February 2012 interview for Managed Futures Today by pointing out that a comparison of this data reflects that managed futures was up over 100% over the decade, while global equities as an asset class was slightly above break-even for the same period.

“Since 2000, managed futures have had a lower drawdown, lower standard deviation, and very low correlation to traditional investments. The correlation of managed futures to equities has been close to zero over three-, five-, and 10-year periods,” said Sundt.1 This bolsters the argument for a diversified portfolio, as one can never know when any asset class will outperform.

Last week, (I’m writing this on 2/10/2018), if you had followed our lead by selling index futures using $30,000 of capital, you could have earned about $37,500. Now, your pot would be double!

Biography -- Richard V Rueb

From 2000 to 2018 Richard presided over WorldWideTraders Member Association (formerly DayTradersUSA) where 2-hour Saturday morning by-weekly meetings were held (2000 – 2007) attracting enthusiasts wanting to learn more about active trading.  Richard delivered the best available experienced traders to present education for the training segments.  Traders learned everything they needed to get started investing / trading / indicators / charting / high probability setups / entry/exit / execution techniques / Fibonacci ratios...  Just to name a few.

Richard brought to the meetings traders experienced in Commodities, Options, Stock Indexes, Metals, Interest Rate Derivatives and Currency Futures, as well as foreign exchange [ForeX]. 

Because of myriad trading venues available to traders, there is a prominent condition in the financial markets known as information overload, misdirection and delusion.  We attempt to minimize negative effects of too much information by converting available information to knowledge and thus into wisdom.

Then, to pull all these discrete investment instruments into a meaningful catch phrase, an acronym was created to capture the essence.  The gist of the entire spectrum became COSMIC. He also helped all who listen grasp the significant distinction amongst the myriad confusion of the bunch!

Three years immediately preceding Richard’s migration into trading, he served as Consulting Director of an organization by arranging seminars to teach chief information officers’ concepts of data mining and information warehousing.  His team helped identify and point sales forces toward tremendous results.

Between ‘93–’96 Richard operated a mortgage company subsequently migrating into real estate… during the worst period in real estate history up to that time.  His migration path into real estate from lending was precipitated by Alan Greenspan’s impromptu decision to increase interest rates by 1.5% over a six-week period during Mar-Apr 1994.   Mr. Greenspan put the mortgage industry out of business that year. 

During the ten years between 1981 and 1992, Richard specialized in information security and business resumption planning.  As a pioneer in that specialty he helped organize and grew the Information Systems Security Association [ISSA] starting in 1982.  In 1984, when Richard temporarily relocated from California to Houston, TX to accept a consulting position at Standard Oil to direct their information security and disaster recovery programs, he took on the dual role as volunteer to create the Houston Chapter of the ISSA while simultaneously consulting for the oil company. In between his work for the information systems department at Standard Oil, he recruited South Texas information security managers to launch the 1^st Texas chapter of the association.

As a result of organizing the ISSA South Texas Chapter, he was later asked in 1987 to accept the role of Executive Director, which had grown to a level no longer possible to administer from by volunteers.  He took on the role to later build the association from 6 chapters to 22 and to take the membership from 300 to 2,000 by 1992 when he stepped down to take on other interests. The ISSA went on to lead the establishment of today’s cyber security industry.

Richard’s young adulthood was devoted entirely to the United States Air Force during the period 1956 – 1981.  Over his 24-year career ending in retirement as a Captain, he spent 14 years enlisted and 10 years commissioned. As an officer, he served as consultant, auditor and inspector… locating areas of Air Force management requiring attention to improve procedures and reduced cost.  Prior to his professional work for Air Force executive management, he worked in administration, human resources, aerospace maintenance and communications. Also, he completed a thousand income tax returns (1973 – 19780).

BSBA, Accounting, University of Denver, 1970